moneyappi by mEthos

Better financial
wellbeing for your people.

Support people at scale and see measurable progress.

Two colleagues smiling while reviewing something together on a laptop

Better financial wellbeing for your people.

Support people at scale and see measurable progress.

We work with

Spotify
Netflix
Notion
Brex
Deel
Compass
Greenhouse

Why this matters

Money worries affect work. Better support should create visible progress.

Financial pressure does not stay at home. It can affect sleep, health, focus and performance, giving employers a clear reason to offer practical, private support.

Why employers need a better approach

91%

of people's work is affected by financial stress.

REBA, 2025

70%

of consumers see personalisation in benefits as a basic expectation.

Deloitte, 2024

76%

of employees exhibit financial anxiety at work.

Deloitte, 2024

No. 1

Financial wellbeing is the most neglected area in wellbeing strategies.

CIPD, 2025

Sources supplied: REBA (2025), Deloitte (2024) and CIPD (2025). Exact report references and methodology to be confirmed before publication.

The Moneyappi response

90%

of users increased their appiScore within the first 60 days.

Personalised support

Adapts to each employee's situation and behaviour.

Continuous progress

Measures change over time, not just one-off interventions.

Action-led learning

Turns guidance into practical financial actions.

Based on recent Moneyappi user engagement data. Sample and methodology to be confirmed before publication.

Why this matters

Money worries affect work. Better support should create visible progress.

Financial pressure does not stay at home. It can affect sleep, health, focus and performance, giving employers a clear reason to offer practical, private support.

Why employers need a better approach

91%

of people's work is affected by financial stress.

REBA, 2025

70%

of consumers see personalisation in benefits as a basic expectation.

Deloitte, 2024

76%

of employees exhibit financial anxiety at work.

Deloitte, 2024

No. 1

Financial wellbeing is the most neglected area in wellbeing strategies.

CIPD, 2025

Sources supplied: REBA (2025), Deloitte (2024) and CIPD (2025). Exact report references and methodology to be confirmed before publication.

The Moneyappi response

90%

of users increased their appiScore within the first 60 days.

Personalised support

Adapts to each employee's situation and behaviour.

Continuous progress

Measures change over time, not just one-off interventions.

Action-led learning

Turns guidance into practical financial actions.

Based on recent Moneyappi user engagement data. Sample and methodology to be confirmed before publication.

Built for employers

A solution that works for everyone.

moneyappi combines personalised support, smart guidance and engaging tools to help employees build better money habits, every day.

  • Easy to launch and scale
  • Delivers measurable engagement
  • Improves wellbeing and productivity
  • Integrates seamlessly with your stack
A group of colleagues gathered around a table looking at a phone together

Moneyappi can be deployed across an organisation within

48

Hours

Built for employers

A solution that works for everyone.

moneyappi combines personalised support, smart guidance and engaging tools to help employees build better money habits, every day.

A group of colleagues gathered around a table looking at a phone together

Moneyappi can be deployed across an organisation within

48

Hours

Data integrity

Privacy-first, always.

We believe trust is everything. That’s why privacy is built into Moneyappi from the ground up.

Our privacy architecture guarantees that individual employee actions remain confidential. Leaders receive aggregated data feeds only once a critical threshold of activity is reached.

What you can see

  • Anonymised, aggregated insights
  • Trends, themes and outcome paths
  • Participation and engagement metrics
  • Benchmarks over time

What you cannot see

  • Individual user data
  • Personal financial details
  • Activity at a person level
  • Any identifiable information

Data integrity

Privacy-first, always.

We believe trust is everything. That’s why privacy is built into Moneyappi from the ground up.

Our privacy architecture guarantees that individual employee actions remain confidential. Leaders receive aggregated data feeds only once a critical threshold of activity is reached.

What you can see

  • Anonymised, aggregated insights
  • Trends, themes and outcome paths
  • Participation and engagement metrics
  • Benchmarks over time

What you cannot see

  • Individual user data
  • Personal financial details
  • Activity at a person level
  • Any identifiable information

what’s included

Everything your team needs to drive lasting impact.

Understand

appiScore 472, Starting point. Income: Stable. Bills: On track. Spending: Review. A clear starting point.

Plan

Your monthly plan, a plan that fits real life. Monthly allocation: 55% bills, 30% everyday, 15% goals. Build a £500 buffer, £320 of £500, on track. Pay down credit card, paying £75 each month, by December.

Act

Build a small buffer. Set aside £20 this week. Options of £10, £20 or £30. Set my action. Private and easy to change.

Grow

You’re building momentum, small habits are adding up. appiScore over time: 472 in April rising to 528 in August, up 11.9%. Buffer goal 64%, on track. Helpful habits, 4 week streak.

Thrive

Your wellbeing is growing. appiScore 528, Good, up 56 points. More confidence: improving. Money habits: consistent. Financial stress: lower.

what’s included

Everything your team needs to drive lasting impact.

appiScore 472, Starting point. Income: Stable. Bills: On track. Spending: Review. A clear starting point.

Personal insights that show what matters.

Your monthly plan, a plan that fits real life. Monthly allocation: 55% bills, 30% everyday, 15% goals. Build a £500 buffer, £320 of £500, on track. Pay down credit card, paying £75 each month, by December.

Smart goals shaped around real life.

Build a small buffer. Set aside £20 this week. Options of £10, £20 or £30. Set my action. Private and easy to change.

Guided actions that make next steps clear.

You’re building momentum, small habits are adding up. appiScore over time: 472 in April rising to 528 in August, up 11.9%. Buffer goal 64%, on track. Helpful habits, 4 week streak.

Learning & rewards that build momentum.

Your wellbeing is growing. appiScore 528, Good, up 56 points. More confidence: improving. Money habits: consistent. Financial stress: lower.

Better habits, more confidence, less stress.

our methodology

Understand. Measure. Improve.

01

Understand what matters

See key themes and trends affecting financial wellbeing across your organisation.

02

Measure what moves the needle

Track engagement, outcomes, and progress over time with clear, actionable benchmarks.

03

Improve what counts

Use insights to prioritise initiatives and communicate what will make the biggest impact.

our methodology

Understand. Measure. Improve

01

Understand what matters

See key themes and trends affecting financial wellbeing across your organisation.

02

Measure what moves the needle

Track engagement, outcomes, and progress over time with clear, actionable benchmarks.

03

Improve what counts

Use insights to prioritise initiatives and communicate what will make the biggest impact.

“Moneyappi has become a cornerstone of our wellbeing strategy. Our people love it, and the insights help us make smarter decisions that drive real outcomes.”

Cedric Adams

Head of People, BrightWorks

Cedric Adams
Cedric Adams

“Moneyappi has become a cornerstone of our wellbeing strategy. Our people love it, and the insights help us make smarter decisions that drive real outcomes.”

Cedric Adams

Head of People, BrightWorks

Woman writing in a notebook at a wooden desk

Build confidence before asking for a conversation.

privacy boundaries

Control over what is shared, what is stored and who sees it, built to protect trust.

accessible by design

Clear language, inclusive choices, and interfaces designed to empower everyone.

integration clarity

Easy to connect, no tech roadblocks, works seamlessly with your existing stacks.

evidence near claims

Every outcome we show is measured, proven and continuously improved.

Build confidence before asking for a conversation.

privacy boundaries

Control over what is shared, what is stored and who sees it, built to protect trust.

accessible by design

Clear language, inclusive choices, and interfaces designed to empower everyone.

integration clarity

Easy to connect, no tech roadblocks, works seamlessly with your existing stacks.

evidence near claims

Every outcome we show is measured, proven and continuously improved.

mEthos, powering the experience

Show the value chain.
Not the engine room.

Wellness works best when it connects context, insight, guidance and visible progress. Keep the mechanism concise and human.

See mEthos

Content

Relevant, timely, curated education.

Insight

Context-led understanding.

Guidance

Action, not just data.

Progress

Visible movement and momentum

mEthos, powering the experience

Show the value chain. Not the engine room.

Wellness works best when it connects context, insight, guidance and visible progress. Keep the mechanism concise and human.

Content

Relevant, timely, curated education.

Insight

Context-led understanding.

Guidance

Action, not just data.

Progress

Visible movement and momentum

See mEthos

insights

Ideas for better financial wellbeing.

FAQs

Questions? We’ve got answers.

You wouldn’t assign financial reporting to someone without financial expertise so why treat financial wellbeing any differently? moneyappi combines behavioural science, AI intelligence, and deep domain expertise to proactively reduce stress and protect productivity. This isn’t a perk, it’s preventative infrastructure for performance.

If you’re an employer, book a demo and we’ll walk you through how moneyappi can reduce financial stress across your workforce and prove the ROI.

If you’re an employee, tell us you’re interested. Demand drives change, and we’ll help bring moneyappi to your organisation.

moneyappi is tailored to your organisation’s size, structure, and ambitions. Thanks to our scalable architecture, we deliver enterprise-grade intelligence at highly competitive value. Book a demo to explore pricing and the measurable cost of doing nothing about financial stress.

No hidden fees. No complex onboarding.

Implementation is simple, fully supported by our Customer Success team, and included in your subscription along with ongoing updates and enhancements as part of our live service.

In most cases, no. Typical hiring growth is easily absorbed within your plan.

Only in significant scale events such as mergers or acquisitions would pricing be reviewed to reflect the new size of your organisation.

Yes. moneyappi is a live, evolving intelligence platform.

All updates, feature releases, and enhancements are included ensuring your people always benefit from the latest innovation in financial wellbeing without additional cost.

Ready to make financial wellbeing useful every day?