Higher earners aren’t immune from money worries

You might expect people on a six-figure salary to feel secure about their finances. 

But new research from digital bank Revolut suggests that’s not always the case.

Research shows that eight in ten people earning more than £100,000 a year say they are worried about their financial health. 

And that’s a higher proportion than among those earning less.

For example, three-quarters of those earning between £35,001 and £45,000 said they were worried about money.

The research also found that more than a quarter of UK adults don’t consider financial wellbeing as part of their overall wellness.

That’s despite 70% agreeing that their financial situation directly affects their mental health.

You might assume that higher salaries bring peace of mind, but it’s clear that money worries aren’t confined to certain income brackets.

Everyone can feel the pinch and the pressure of keeping up with essential expenses.

So for HR leaders, the findings are a reminder that financial wellbeing support shouldn’t just target those on the lowest pay. 

Even senior professionals and high earners can struggle under the weight of having to save, pay their mortgage, manage investments or keep up with lifestyle pressures.

And money worries can’t simply be left at home.

They can affect concentration, productivity, absenteeism and overall morale. 

So financial wellbeing isn’t just a personal issue - it’s a business one too.

There’s no single way to tackle financial stress at work.

But there are some practical steps you can take to build a more supportive culture.

Start the conversation

Normalise talking about money by including it in wellbeing initiatives and internal comms. 

Reducing stigma is the first step to encouraging employees to seek help.

Offer inclusive education and guidance

Financial information should be accessible and relevant to everyone, regardless of salary or background. 

Workshops, online resources, or digital tools can all help employees feel more confident managing money.

Train managers to spot signs of stress

Line managers are often the first to notice when someone is struggling. 

Equipping them with the skills to start supportive conversations makes a big difference.

Review pay and benefits transparency

Clear communication around pay, bonuses, and benefits helps reduce anxiety and build trust across the workforce.

Even small changes, like giving employees better visibility of their income and spending or improving access to financial education, can have a lasting impact on wellbeing.